Posts by Kate Williams
Life Insurance: Time for a Review?
If you’ve taken out a life insurance policy, it’s tempting to cross this important task off your ‘to do’ list, put the paperwork somewhere safe and forget all about it. However, as the years pass, our lives change. Major milestones can often signal a need to review your protection policies. If you don’t review your…
Read MoreHouse-Buying Jargon Explained
Buying a property can be an exciting time, but it does mean getting to grips with some terms you may not be familiar with. Here are just a few you may come across during the process. Agreement in principle Also known as a ‘Decision in Principle’, this is a certificate or statement from a mortgage…
Read MoreTwo More Years for First-Time Buyers
The 2018 Budget contained good news for those first-time buyers looking to buy a new-build home in the next few years. The Help to Buy scheme was an incentive introduced by the government in 2013 to help first-time buyers and boost construction in the UK housing sector. It was designed to help purchasers get on…
Read MoreDivorce – Reviewing Your Finances
It’s a fact of modern life that as many as 42% of all marriages in the UK end in divorce. The break-up can be a traumatic time for all concerned and have major financial repercussions for both parties and their family. There are no rules governing how assets should be divided, but there’s a broad…
Read MoreFirst Time Buyers & Stamp Duty
The government’s decision in November 2017 to remove Stamp Duty for first-time buyers spending £300,000 or less on their purchase had a mixed reception. Many believed that it wouldn’t have a material impact on their chances of getting onto the housing ladder. However, recent reports show would-be home-buyers having benefited from the move. The National…
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